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  • What type of car can I get approved for? I make about 5,000 a month after taxes, my credit score is at 600, I'm thinking of putting 2k down.?

    11 answers 2 days ago Credit
  • If an unpaid debt goes past the statute of limitations, will my credit score increase?

    On October 19, (2 days) it will be 5 years since I made payment on my medical debt. I am in FL. After 2 days, I will no longer be obligated to pay this debt as it will be time barred, will my credit score increase. I heard as bad debts age, they lose effect on your credit score. How much more will my credit core be less affected by a time barred debt?
    12 answers 3 days ago Credit
  • Do I have to put down 2 for covered Ca. healthcare rates when my husband is on medicare?

    Best answer: When you use the covered california website, there will be a question near the beginning of the process that says something like "do you want coverage for others?"
    - you would answer "no" to this question since you are only shopping for yourself
    6 answers 3 days ago Insurance
  • Should I get a 30 yr $800k term life insurance policy at 30 yrs old?

    I do not currently have dependents and such but could expect to within a 10 yr window. I actually do want to kind of lock in a lower rate as opposed to starting term life later and paying more per month later. If my assets get built large enough later then I realize I may not need the policy and could cancel it. I am thinking of income replacement for survivors if I would die later during the term insurance. I realize I could start by taking out a smaller policy like a 250k term for 10 yrs but then if I start a 20 yr term after that then I assume it would still cost me a higher premium at that time. Thoughts folks? Thanks in advance.
    13 answers 4 days ago Insurance
  • Can you cash in a life insurance policy early?

    5 answers 21 hours ago Insurance
  • Should higher paid spouse or lower paid spouse get workplace offered insurance?

    Let's say my husband's work and my work have comparable health insurance plans is it best for the person who makes the most or the least to get the insurance for the family? Specifically what is best when it comes to tax return time?
    11 answers 2 days ago Insurance
  • Have you ever cried about finances?

    60 answers 3 days ago Personal Finance
  • Just quit my job due to being bullied..?

    Hi I'm 22 and unfortunately have just left my job due to being badly bullied by a co worker, and management doing absolutely nothing about it. I am currently looking for a new role in the same industry. However, my mind has now conjured up a new worry. The co worker that was bullying me was also looking to leave and find a new job doing the same thing (we both did the same job). The problem is, where I live there are only really 40-50 places you can work doing what I do, so the chances of running into someone you already know is reasonably high. I'm worrying now that me and my ex co-worker will unknowingly apply at the same company and become co-workers again. This co worker was throwing food at me, so I'd really like to avoid them if possible, as I'd probably end up leaving again, is this my anxiety creating these worries. The thing is, they are perfectly fine out of work, I.e. Work night outs, so I guess I could message them on Facebook and see what they're up to before I accept a new job offer. I know there is a small possibility of this happening, but am I over thinking/exaggerating it all?
    29 answers 2 days ago Other - Careers & Employment
  • Is the head chef called the Seuss chef?

    17 answers 2 days ago Food Service
  • Not agreeing on buying a house?

    My fiance found a house she really likes, but it was built in 1930. I liked the house as well, but she is highly worried about asbestos in older homes. The house fits our needs, and is in our budget. I told her it should be fine, but she won't stop worrying about it, and if we choose to get the house she wants to have extra testing done on it. I think it's a waste of time, and money. She is extra worried about living in a house that contains any sort of asbestos is because her mom passed away of lung cancer, as her uncle. Her mom died in her early 60s and apparently her uncle died in his early ot middle 40s. I tired to tell her she will be fine, and it has to be air bone, but she doesn't care. She doesn't want to put her self as the "extra risk" I don't think it's that big of a deal, but she just seems to get upset with me, and thinks I'm being insensitive
    31 answers 2 days ago Renting & Real Estate
  • My apartment said I need to give them 60 day notice which is in 2 weeks if I am going to renew my lease which ends jan 31st 2017.?

    I am not planning on renewing it, so I can still stay as normal till my lease ends Jan 31st 2017 and I won't get any fees / fines?
    18 answers 1 day ago Renting & Real Estate
  • Cant find a job in retail?

    I've been working in hospitality just a bit over 1 year and plan to change job roles. I've applied to numerous place (200+ places) these are mainly big retail stores like coles, woolworths, clothing stores etc. I've had 0 luck since then and they just redirect some computer based email saying "unfortunately blah blah blah you did not get this role" I honestly dont know what i'm doing wrong? is it because i dont have experience in retail? (how am i going to get experience if no one hires me???) and my availability is super good.. like 24/7 free
    8 answers 2 days ago Other - Careers & Employment
  • Customer bought a bunch of visa gift cards?

    He bought about ten 25 dollar gift cards. Along with the activation fee for each one. Then he turns around and uses them to pay for a ton of groceries. What s the point of this?
    7 answers 10 hours ago Credit
  • I want to Drop out of school. Should I?

    You don't need a degree for real estate. I went to Community college because I was pressured into it and I didn't have many friends so I wanted to make friends. I only have one friend and a few acquaintances. I don't even hang out with my friend outside of school. Only Once we did I have gotten straight c's last semester . I'm probably not going to pass One of my classes. I feel like I'm wasting my parents money taking bull classes that don't even teach me About real estate. I can start making money in a year or so Instead of waiting three years.
    15 answers 1 day ago Renting & Real Estate
  • Should I take the job if the boss dont accept human errors?

    Best answer: All human errors. He's living in a dream world. Tell him to hire a bunch of flawless robots.
    17 answers 2 days ago Other - Careers & Employment
  • Insurance policies for cosmetic surgery?

    9 answers 20 hours ago Insurance
  • What happens if owner of the house I rent is charging me $10,000 repair bill for clogged drain/pipes and I don't have that kind of money?

    Drain/pipes are clogged and owner says it is my fault. She has called a plumbing company to come and dig and cut pipes to remove clog issue. According to her it could cost $10, 000 and she says I might have to pay for it. I don't have that type of money nor credit cards? What happens next? I still have one year left on the lease.
    19 answers 1 day ago Renting & Real Estate
  • Question about late utility payment?

    I never got a bill for my gas, finally looked online, and realized the bill was due 6 days ago. Had a 0.16 "interest" charge. I immediately paid the bill. My question is, will this affect my credit? If so, how much?
    11 answers 1 day ago Credit
  • Have you ever worked in a warehouse/ factory?

    28 answers 3 days ago Other - Careers & Employment
  • Do I have to claim $400 per month on my tax returns?

    I am a stay at home mom. I do not have a steady job. However, I recently started delivering for an app that essentially is favors for people in your community. As a result I get delivery fees and tips. My husband and I file married joint tax returns but I have never had an income of any kind. My question is, if I make $400 per month, do I have to list that on our tax returns?
    12 answers 2 days ago United States